Frequently Asked Questions

Home values depend on location, condition, and recent comparable sales. We Say Sold provides free home valuations for all Space Coast homeowners. Visit wesaysold.com/evaluation or call (321) 265-9901 for your free estimate.

Currently, the Palm Bay real estate market remains resilient. While national rates have shifted, the influx of aerospace and tech professionals to the Space Coast keeps demand steady for turnkey homes. At We Say Sold, we look at specific "Unit" data to give you a precise valuation based on your exact neighborhood.

Not necessarily. We can help you decide what to fix and what upgrades will yield a higher price or a larger buyer pool. We'll help you explore all possible options — including selling a "fixer" on the MLS, how selling to a cash buyer works, and how you can do important repairs and pay nothing until closing. We specialize in helping sellers consider all their options.

Yes! The broker's sister company has renovated over 70 homes in Brevard County, so we have a very extensive list of contractor and handyman referrals — including those who will agree to be paid out of your closing proceeds.

Yes! We will discuss all your options with you. Depending on the house, your situation, and how quickly the market is moving, listing on the MLS may be your best bet. If you decide you want to sell off-market, we will ensure you know all the ins and outs of how a cash offer company works — and will arrange for you to receive a fair cash offer from our sister company, House Beagle LLC.

Buying a home on the Space Coast remains a strong long-term investment. Driven by rapid job growth in the aerospace, defense, and technology sectors, local inventory moves quickly. While seasonal market shifts occur, securing a property in high-demand areas like Palm Bay or Melbourne allows buyers to build equity in one of Florida's fastest-growing regions.

Melbourne is a more centrally located, established hub — featuring historic districts, master-planned communities, and faster beach access at a higher average price per square foot. Palm Bay sits just to the south as a rapidly growing residential frontier, offering more affordable price points, larger lot sizes, and extensive new construction options for maximum square footage and long-term equity.

For a conventional mortgage, most lenders look for a minimum credit score of 620. If your score is lower, you may still qualify for an FHA loan with a score as low as 580 (with a 3.5% down payment). Higher credit scores typically unlock lower interest rates and reduced PMI premiums.

Beyond your down payment, buyers must budget for closing costs typically ranging from 2% to 5% of the loan amount — covering lender fees, title insurance, home appraisals, and escrow pre-paids for taxes and insurance. Always look at the Annual Percentage Rate (APR) rather than just the base interest rate to understand the true cost of your loan.

Before our agents can show you any houses, you will sign a Buyer-Broker Agreement that tells you exactly what your agent's fee is — ensuring full transparency. In reality, you won't write a check; the commission is written into the contract for the seller to pay. In rare instances where a seller won't cover the fee, we'll discuss your options together.

Yes. We Say Sold works with rehabbers, landlords, and developers throughout Brevard County — with access to distressed properties, fixer-uppers, and off-market deals. Our Deal Finder at deals.wesaysold.com lists rehab projects and investment properties across Palm Bay, Melbourne, and surrounding communities. New deals are added regularly — contact us to join our investor alert list.

We are licensed to work across the entire state of Florida, with a specialized focus on Brevard County — including Palm Bay, Melbourne, Viera, Rockledge, Merritt Island, Satellite Beach, Cape Canaveral, Cocoa, Titusville, Mims, West Melbourne, Indian Harbour Beach, Cocoa Beach, and Melbourne Beach. Our localized expertise ensures you don't overpay for a neighborhood's specific zoning, tax, or utility nuances.

You can reach us at (321) 265-9901, email sue@wesaysold.com, or visit wesaysold.com/contact. Our team — led by Broker Sue Borrelli — is available to assist buyers, sellers, and investors across the Space Coast.